By David Lamari

The is much talk now about the economy being on the 'up and up'. This is good, but the downside is that the unseasonably low interest rates that we enjoyed for much of 2009 will have to turn around.

This was always going to happen and is to be expected. Many mortgage holders took advantage of the lower rates by leaving their repayments on hold from the higher rates, therefore getting ahead in their payments.

There are however other strategies to tackle repayments if they are to become unmanageable and the sooner you act the better. This is something I am always happy to discuss.